First Time Buyer

Are you looking to get on the property ladder soon? Let AP Mortgages help you!

We have got you covered!

If you’re a first-time buyer, the home buying process can seem daunting. There are a lot of things to consider and it’s important to have all your ducks in a row before taking the plunge. But don’t worry, we’re here to help.

Here are five things every first-time buyer should know:

1. Get a Mortgage in Principle

This is an important first step in any home buying process. Getting a Mortgage in Principle will give you an accurate idea of how much you can borrow alongside your deposit. This document will also show sellers that you’re serious about buying the property and could potentially help you secure your first home.

2. Location, location, location

When you’re looking for a new home it’s important to keep your location in mind. You’ll need to consider things like schools, commuting options and times, and the local amenities you require and could make use of.

3. Size doesn’t always matter

A bigger home isn’t always better. It will be more beneficial to select a home that’s the right size for your needs and also suits your lifestyle. 

Consider the practicality of the home and what you actually need. For example, do you really need 3 bathrooms? 

4. Consider your long-term plans

When you’re buying a home, you’re making a long-term investment. It’s important to think about your future goals and where you see yourself in 5-10years.

If you’re a first-time buyer, following these tips will help you navigate the home buying process and make sure you find a home you love.

So, if you are ready to take the leap and get on the property ladder, get in touch with us today!